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Unified Payments Interface (UPI) Switch

Next-gen Payments Interface

Digital payment landscape in India is going through a tremendous transformation. With government efforts to enable cashless economy across the country, increase in the number of smartphone users and easy affordiability of the internet, banks have seen a tremendous shift of consumer towards UPI and mobile apps based payment over the past few years.

KiyaAi UPI platform facilitates next generation of online immediate payment by providing strong end to end security and data protection. The platform enables customers to transact in real-time using a single identifier Aadhaar number or Mobile number or a Virtual payments address without knowing any account information.The platform enables financial firms to integrate their core and other transaction systems to connect with all the services delivery & payment channels including ATMs, Internet, Mobile, Kiosk, POS, Cards and other Payment Gateways.

KiyaAi is in the forefront in providing UPI Switch to leading banks and financial organisations. More than 30 L transactions are generated everyday with our UPI Solution.

Key Attributes

Single virtual payment address

Push and pull payments including P2P, P2B and B2P

Multi-factor authentication

Accept offline payments using QR code and BharatQR

Reconciliation and settlement

Real-time customer onbaording

VALUE DELIVERED

Real-time Settlements

Receive real-time alerts for P2P, P2B and B2P transactions

Customized Dashboard

User friendly and personalised interface for customers

Unified Address

Transact directly and securely via virtual payment address linked to your account

Unique Identifier

Provides a modern unique identifier for each user

Robust Security

Muti-factor authentication via biometrics, OTP and facial recognition

Multiple Payments

Allows multiple recurring payments with rule based access

Updates

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